American Income Life |
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Consumer reviews about American Income Life |
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schlievedan
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Jan 12, 2012
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Job Opportunities
I am glad you are having such a great experiance with AIL. My concern is that they called me for an interview after seeing my resume. First of all I have no experience in sales nor am I looking for a sales job. Why did they call me saying "I would be a perfect fit" for the company? Why would they not tell me what position I was interviewing for? Why did they not mention that I would have to pay for my training? It kind of reminds me of those mailings claiming that you won a trip to Europe or somplace and that you have to go to a "meeting" for the details, only to find out they are selling timeshares. Not impressed with AIL and not interested.
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Harry Kochi
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Feb 8, 2012
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Don't go through with it!
I'll tell you what i was trained to do. I was trained to mislead people as i was also mislead. First off they told me when i started you don't even need to memorize the script because this new laptop presentation will sell to anyone. After months of doing so and barely making any sales perhaps 10% they said oh, sorry lets go back to a revised script. Well it didn't stop, they kept revising the script. Mind you, it takes time to memorize a script and get into a routine, at the same time i'm going broke from all the meetings, gas bills, energy spent recruiting others etc. Its like they kept experimenting on us demanding that we place full trust in them and their revising system. Not only that but doing the booking appointments were horrible. We are told to read scripts that are full of lies such as saying this will take about 20 minutes depending on how many questions you have. My shortest presentation was 45 minutes so I knew i was lying even though my rga put down anyone who asked questions. Total brainwash. Then they don't tell you that if you actually do manage to book the appointment, and that the people actually show up (that's another story), and then manage to convince them to buy on the spot by telling them they are going to die, after they come back to their senses a large percentage of people cancel their policies and so you must pay back your paycheck. But of course they don't tell you that at the hiring, they tell you to do 20 presentations a week and make like this is normal. But when i got to know the managers, i found out having 10 presentations a week was damn good and above avg and that hardly anyone was making any money including the MGA because of the high turnover rate of constantly retraining new people and being told the same bs over and over again on how soon our area would be full of agents and so we need to keep hiring. Well people just kept quitting. They overpromise and underdeliver. I don't know how they get away with misleading people and i don't want anything to do with this company.
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Stubsfahey
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Mar 7, 2012
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Don't go through with it!
I've definitley enjoyed the 21 pages of complaints of from different people from 2 seperate countries regarding the same company. I haven't been called yet but I did recieve an email from AIL and I found it odd how there was no contact information regarding this company. Unlike many I actually did apply for this job in Vancouver B.C. But when I was typing in the name I was alarmed at the fact that the word scam came up on both google & bing. Thank you to all of you for voicing your concerns and experiences. Here the negative does seem to outweigh the postive. I won't fall for a scam and I'd rather continue struggling away at Burger King or something than work unethically at a place like this. I found it interesting that the only comments that got "thumbs up" where those in support of the company. I'm not judging this company because I don't have all the facts. But I would rather not deal with them. I'm curiouse to know how that CTV story went though. Thanks!
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MadgePadge
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Mar 8, 2012
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Don't go through with it!
My experience with American Income Hiring happened today: I received a voice mail message on my cellphone from a woman named Jessica, at America Income Hiring, and she left a return phone number. I had never heard of the company, and I immediately did a Google search before I called her back. The Google search resulted in numerous websites filled with nothing but negative information about scams, farces, rip offs, etc. I knew that returning the phone call would not result in an interview or position, but I was feeling ornery, and I felt like giving these people a run for their money.
I called back and spoke to Jessica. Immediately, I knew she was reading from a script. She said the company was looking for entry level staff to managers, and she asked me if I had any management experience. I responded that I was a senior level manager at three Fortune 500 companies, and I had been a manager for over fifteen years. I asked her about the position, and she said it was insurance sales to credit unions, and she asked me how far I lived from their office. I lied and told her I was closer than I really was, just to bait her.
Next, I asked her if she had my resume in front of her. She said, "Oh no, HR has the resumes". I advised her that my experience was in Operations and Finance, and I had no sales experience. That stumped her, and she again mentioned that the company was looking for entry level people and managers. I told her that I did a quick Google search on the company, and every search engine I used brought up website after website with pages and pages of complaints that their business was a sham. Jessica responded and said, "I've never heard that before". I advised Jessica that many of the complaints indicated that employees were required to pay their expenses upfront. She answered that if you took the job, you would be required to pay for your insurance license. I told her that I wasn't willing to pay any money upfront, didn't want to do commission sales regardless if they were legit or not, and my practical experience told me that I should never have to pay anyone or anything for a job. Furthermore, I told her that I would not work for any company that didn't pay for my expenses, or license fees, and I expected a salary for any work completed. The shock of my life came when she said, "Why don't you come to the interview tomorrow?".
At this point, I couldn't hold back. I told her that it was apparent that no one had read my resume, because if they had they would not want someone like me, because I had no sales experience. I asked if she was just cold calling until she found someone that would take the bait. Jessica didn't respond, and I told her to never call me again, and to remove my name/contact information from their database. I hung up on her. Two hours later, someone called and left a message on my land line.
I hung up, and I felt very sad for the individuals that were going to jump on the opportunity to "interview" with this company. This is not the first time that I have posted my resume on monster.com or careerbuilder, com, and received tons of other bogus offers. My personal favorites are the ones from foreign countries asking me to assist their company with their finances by cashing their checks. It's very sad, that people will continue to prey on individuals that are desperate to find work.
Before I close, I wanted to let other people know that there are legitimate companies that use monster.com to recruit candidates. Back in 2007, I was lucky enough to be contacted by a recruiter that found me on monster.com. The company was legit, I was qualified, and I landed a six figure job. So, for those of you that do not believe that you can find a job from monster.com, it is possible, but I would say it's few and far between.
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julierobinson
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Mar 20, 2012
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Don't go through with it!
SCAM.
They called my cell phone; I don't have it posted anywhere. It creepy. When I called to ask why and how the got it a woman named Molly (6182334492) said there is no need for the phone call if I'm not interested in the job and hung up on me.
So rude; there is a reason why I called: how did you get my private information. Jerks.
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julierobinson
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Mar 20, 2012
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Don't go through with it!
SCAM; and they are RUDE
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snookeroo
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Apr 6, 2012
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Job Opportunities
You sound like a total asshole, ma'm.
If we are even bothering to look on sites such as this, it means that we have the drive to look into offers received out of the blue.
You aren't representing your company as you would like to think. Actually, you are sending up more red flags on my end.
If you have to act like you are now to get ahead in AIL, I'm not sure I want to be a part of your company.
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eugeness11
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Jul 10, 2012
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american income
Received call from Mollie asking me if I had a job yet. Asked me if I would like to interview on Wednesday or Thursday. I said sure and took the available time slot of 10:15 am Wednesday 10 July 2012. I was driving back from St Louis at the time and was stuck in traffic. I requested that Mollie please e-mail the name, address, and time giving her my e-mail address. Never received a e-mail from her. She also described the company as "American Income" not a life insurance company. Needless to say I will not be wasting my time suiting up for this interview especially after reading these complaints.
Thanks Everyone for the heads up.
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HAPLOONA
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Jul 10, 2012
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