Bay Area Credit Service |
| United States, California |
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Consumer reviews about Bay Area Credit Service |
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ConzGiz2541896
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Jan 17, 2012
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Fraud and scam
I just happened to receive this nice phone call from Bay Credit Area Service, on a Sunday afternoon at my family's place, it was not even my phone, and with all do respect you should know a little more about professional ethics. This person was extremely rude not allowing me to talk and he just kept on talking and talking like if he was practicing conversational English, which by the way, it may be the case since he sounded so foreign to me, and according to him, his name was Mike, how interesting. He was trying one way or the other to get my personal information over the phone and by telling me that I was in such a trouble and that this will carry so many different problems on my credit, that I didn't understand the seriousness of the issue, etc, etc. Look, if I owe something all I need to know is how much I owe, the detail of the charges and official paperwork detailing the issue. Here in the US we carry transactions in the following manner: First, contact people on regular business hours, and on a formal manner, not just a random call making us to disclose every piece of our personal information, Second provide a time span of time in which a reply should be made in writing and with official signatures, not like you need to pay now or else and Third, review your records carefully before contacting people, you don't know if the person you're contacting is the correct person, and by the above posts this seems to be the case often times. @ Charles Xaviers and whoever else that work there, please be courteous with people if you want to be treated with respect, nobody likes to sit for half hour listening at somebody you don't even know telling you why you are such a bad person (sort of speak) and that you are in trouble and that you have to pay now and all of that, time is money in the US and you should know that as well, just be concise and well versed and go to the point of the issue don't go around in circles saying the same thing over and over, and don't be disrespectful with people using insulting words will not lead you anywhere with Americans...
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Charles Xaviers
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Mar 8, 2012
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Fraud and scam
Its very interesting to see how much hate and jealousy people have in their minds now days. @Angrydaughter1 :You clearly haven't worked in collections or don't have any idea how tough this job is. I love my job and I don't care what people think or say about it. Only jobless people can complain about such things and I really fail to understand how they carry this kind of attitude knowing that they haven't paid their debts in time. @ConzGiz2541896 : First of all I would like to correct your first sentence which is not grammatically correct because its not ' do respect ' its ' due respect '. That itself explains how good your language is Mr.American. Its no use being racist or abusive because that shows nothing but your own frustration and frankly speaking it doesn't even matter because there is nothing we lose.In fact we debt collectors really enjoy people like these who at first place don't pay their debts and when their credit gets affected call us and beg for settlements. People just have misconceptions about debt collectors and debt collection agencies. I can bet on it almost 90% of the people who have posted their comment on this site still have a bad credit. On the other hand there are people who are honest and genuine. They don't have money to buy food but they make sure that they pay their debts even if its little by little. I have total respect for such kind of people who are genuine and give a fair reason as to why they can't pay their debts. An individual deserves to be treated with respect and dignity. An individual who is racist can never understand that statement. I don't mean any kind of disrespect but if people like these are not answered this issue will never be over. Waiting to see some comments which show dignity, respect and last but not the least ' common sense '.
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