Chase Mortgage |
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Consumer reviews about Chase Mortgage |
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ginalee78
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Feb 10, 2012
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loan modification fraud
Does anyone know of a class action lawsuit againstt JP Morgan Chase in Texas?!
They completely screwed us on our modification, out of money and our house. It was a two year long process of nothing but a joke! My husband lost his job in September 2008 and in May 2009 we started our modification process. We made our forbearance payments every month, sent all the documents they required every three months. Then discovered that they had two loan modifications opened under our account, but they didn't seem to be concerned every time I advised them of this. Not one person we called could tell us the same thing. I felt like none of them had a clue as to what they were doing, but all I wanted to do was to save our house. Move ahead a year later, so now it's April 2010 and almost $20.000 later in forbearance payments that were NEVER applied to our loan, we receive a letter stating that our modification has been approved and we are required to sign all the documents agreeing to the terms and send it back. Of course we did this immediately. Turns our they never received them so they sent us a second set, again we signed them and Fed Ex'ed them back right away. This time we got confirmation that they documents were received and we can start making our regular mortgage payments in July 2010. We were relieved, until December of 2010 we receive a letter from them stating that we owe them $15, 000 by the end of the month in order to avoid foreclosure. We called them and were advised that they never received our documents agreeing to the modification terms...interesting. You would thing that the 5 months that I made my payments and never received statements but yet would call every month to see why weren't getting them they would have mentioned this to us!!! No, because they are incompetent idiots that don't know what they are doing. Every Time I called I was told that our account was current and they weren't sure why we were getting our monthly statements but to continue to make our monthly payments. Needless to say in December we were told that the modification was void because they didn't have the signed documents, oh but they offered to let us apply for another modification! Problem is we no longer qualify because we make "too much money". We just stopped paying our mortgage all together, stayed in our home as long as possible and eventually moved into a rental and left the house for the bank to deal with. We are about to file for bankruptcy. JP Morgan Chase are crooks and completely screwed us out of our house that was ours for 6 years and our money! I want in on a lawsuit against them but can't seem to find one in Texas! Any help would be appreciated!!
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[email protected]
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Mar 28, 2012
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loan modification fraud
There is an attorney here in New York, , , If you applied for mod, were put on the trial payments, made your payments ontime and then denied, and live in new york... The attorney is Lewis Oliver 518 463 7962
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Ddch63
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Oct 4, 2012
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Chase mess mortgage
Been dealing with chase for years now. It's like a circle, how about a mod oh you don't qualify. Now you need a pay back plan. If you thought 1800 was high, we need 3000 a month for six months. We borrowed all the money from in laws.... It was sent back to us said got it too late. Oh and here is a foreclosure notice. Then hey how about a mod? Uh isn't this how we got in this mess? Your offer of a mod? So again we send in tons of docs and now waiting. We have lived here 17 years, as heartbreaking as it is we are going to walk away this time if it fails, bankruptcy here we come. Wouldn't it have been better for everyone to take the 9000,00 instead of returning it? Sickening huh?
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