Farrell & Seldin |
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Consumer reviews about Farrell & Seldin |
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Norma Padro
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Dec 13, 2011
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Debt collection
I think that this court paper thing is getting out of hand. I got one myself. I kept looking for court dates, but couldn't find one. I called their number and the calls keep on falling. I can't get any kind of answer anywhere. I already spoke to an attorney and they told me that no corporation can take away money from the government. I'm on SSI and they can't take any kind of government money.
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raeskae
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Jan 6, 2012
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Debt collection
I have a dept to mcm collection agency, which I tried to make payments on. I sent a letter to them telling I couldn't make $250 payments and if there was a way they could lower my payments. So I didn't get a response they just sent me the bill again with the 250 dll payment. Everytime that I called they would send me to a voicemail and never with a real person. Now, 6 months later, a lady on a Saturday morning came to my house to give me a court summons and that I needed to call a number if I wanted to make an arrangement w them before the court date. I called the day they told me I get a computer to say the ext. Num which its not provided in the summons or to type the first 3 letters of their last name and I do that and its says its not in their directory. I want to pay this dept.!! But after I've read all these complaints I don't know what to do!! Please I need some advice of what I can do!??! HELP!
Confused in g, co
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geli17
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Feb 13, 2012
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Debt collection
I too am dealing with F&S in NM. I am in the middle, but will say I have been trying to respond and push back the whole way. I requested proof of debt as well as the itemized listing of what they say I owe - through certified mail and through the courts. After 45 days with no response from F&S, I sent a follow up letter to both them and the courts requesting a dismissal. They finally sent a letter back saying they are not obligated to produce such info because it is the original creditor who is doing the summons, not F&S, which I am pretty sure is completely false. From everything I have seen, they are a debt collection agency under the guise of a a law firm and are required by law to supply such information to me. As of yet, I do not have a court date or arbitration date scheduled. I am going to do further research and fight this as well. I also tried to call them and they would not discuss any information on the account until I provided my financial institution information and employer information. I don't see how that is legal either. I am not required to give such information just to discuss a claim they have. Anyone else have anymore info on this?
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Interest Accrued Daily
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Feb 13, 2012
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Debt collection
Confused in g, co
I did the same thing, sent them a certified letter, I have not sent the second letter yet, but I will this week. They do have to provide a copy of the original contract that you signed with the original creditor to claim funds from you legally. It looks like they just bought the rights to your credit account and the original lender has already written this off as a loss, which means that you have to claim it on your taxes, but you should not have to pay the funds to F & S. Keep all of your documents including the one stating that they don't have to provide proof. The judge will probably throw the case out. This is unfortunately a legitimate business and they can garnish your wages, but only if they have the deed to your credit.
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geli17
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Feb 13, 2012
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Debt collection
According to the Fair Debt Collections Practices Act they do have to supply proof of debt and customer agreement if I request it, which I did in writing and certified mail. I have not received notice of garnishment or judgment at this point. Their last response was mainly that they are not required to supply me with the info, because they are claiming they are only working on behalf of Target. Not that they more than likely have bought the debt outright and are now trying to collect for only themselves. I am guessing they don't really have this information. I have kept records of all interactions with them, and have forwarded the information to the court too. I will continue to monitor what they try to do, but I don't understand how they can say they are only representing Target, when every communication they send and even their 866 number says they are a debt collection agency and the information they obtain is for the purpose of collecting that debt. That is a requirement by the FDCPA that they have to put that as a debt collection agency. I don't believe that would be a requirement for an attorney who is legitimately representing a CO, not to mention, Target has in house attorneys, why not use them?
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