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Home Mortgage Negotiator

United States, Michigan

Consumer reviews about Home Mortgage Negotiator

DeadMI
Dec 21, 2011

Not Honoring Refund Policy

Went through their stuff for 6+ months. Countless paperwork and bank statements. Bank forclosed on the property.

Their website is down and will no longer respond to emails as of 12/21/2011. BBB now rates them as a "F". I will not be getting my money back. Key contacts here were Paula Ramanauskas, Lissa Fradet, and Jeffrey Perkowski. Owner is Mr. Nick Ritts.

Google: home mortgage negotiator complaints

BBB site:
http://www.bbb.org/eastern-michigan/...s-mi-90007170/

I would suggest doing a small claim against any and all participants.

I would also suggest going directly through banks and stay away from any form of "negotiator" unless you know them personally. These firms seem to collect and fax your stuff to the banks which is what you can do. Save your money.

duffman
Jan 11, 2012

refund

I contacted the office for HMN and was told that they closed up shop over night. I would like to take legal action and find whomever is responsible. I would never have gone through this without the endorsement of radio host John McCulloch from WJR. This was reassuring in the way in which it was presented and put me at ease with my decision knowing that someone with a reputation at stake endorsing their business would have been a bit more legitimate. I'm not sure how we will get our hard earned money back but I will be looking at any and all options to get what is owed to me.

Christy23
Jan 11, 2012

refund

duffman, I agree my husband also heard this on the radio. I have filed a complaint with the attorney generals office and Better Business Bureau with no luck getting my money back. I am considering taking them to small claims court but was not aware they closed the business . I am really not sure how we get our money back.

WOR
Jan 13, 2012

refund

Same Same same... They took $1500 on May 11th, 2011 and promised refund of 970.00 if unable to help. Guess what? Been trying since around October to get refund - no return calls, no money. Had attorney send a demand letter - no response. Tried calling from blocked number and work number hoping to pose as a new customer, but could not get a live person or return call.

Just filed with Attorney General as well Not much hope of ever seeing a refund.

WJR IS IMPLICITLY TO BLAME FOR SUCKING IN ALL OF US THAT HEARD JOHN McCULLOUGH CLAIM THAT HE HAD CHECKED THESE GUYS OUT AND THEY WERE THE REAL DEAL. MEDIA WHORE!!! IF WJR WAS REALLY INTERESTED IN ANYTHING BUT THE BOTTOM LINE, THEY WOULD HAVE RESPONDED OR DONE AN EXPOSE' LONG BEFORE THIS.

JDUFF
Jan 19, 2012

Does not live up to contract

If only we could turn back time...and have read all of these complaints before hiring HMN! We too got scammed for $2, 000! We called them after Christmas, only to find out that they are no longer in the building! Yes, they have fled with no forwarding information, and our money...along with so many others' money! PLEASE LETS UNITE AND GET A CLASS ACTION LAWSUIT FILED AGAINST THEM! HMN SCAMMED AND HURT SO MANY GOOD FAMILIES, AND THEY NEED TO PAY FOR WHAT THEY HAVE DONE! I TRUELY BELIEVE THAT WHAT COMES AROUND, GOES AROUND! BRAD PATRICK, JEFF PERKOWSKI, LORI PORPURA...AND THE OTHERS (YOU KNOW WHO YOU ARE)...SHAME ON YOU, MAY YOUR LIFES AHEAD BE FILLED WITH THE HURT AND MISERY YOU HAVE CAUSE ALL OF US! SO IF SOMEONE FROM HMN IS READING THIS...WE ARE COMING FOR YOU...YOU WILL BE PAYING BACK THE PROMISED "MONEY BACK GUARENTEE"! THEN YOUR FINAL JUDGEMENT WILL BE WITH GOD!

DeadMI
Feb 7, 2012

Refund

Went through their stuff for 6+ months. Countless paperwork and bank statements. Bank forclosed on the property.

Their website is down and will no longer respond to emails as of 12/21/2011. BBB now rates them as a "F". I will not be getting my money back. Key contacts here were Paula Ramanauskas, Lissa Fradet, and Jeffrey Perkowski. Owner is Mr. Nick Ritts.

Google: home mortgage negotiator complaints

BBB site:
http://www.bbb.org/eastern-michigan/...s-mi-90007170/

I would suggest doing a small claim against any and all participants.

I would also suggest going directly through banks and stay away from any form of "negotiator" unless you know them personally. These firms seem to collect and fax your stuff to the banks which is what you can do. Save your money.

DeadMI
Feb 7, 2012

Does not live up to contract

Went through their stuff for 6+ months. Countless paperwork and bank statements. Bank forclosed on the property.

Their website is down and will no longer respond to emails as of 12/21/2011. BBB now rates them as a "F". I will not be getting my money back. Key contacts here were Paula Ramanauskas, Lissa Fradet, and Jeffrey Perkowski. Owner is Mr. Nick Ritts.

Google: home mortgage negotiator complaints

BBB site:
http://www.bbb.org/eastern-michigan/...s-mi-90007170/

I would suggest doing a small claim against any and all participants.

I would also suggest going directly through banks and stay away from any form of "negotiator" unless you know them personally. These firms seem to collect and fax your stuff to the banks which is what you can do. Save your money.

rdriding
Feb 13, 2012

Fraud - Nick Ritts, Jeff Perkowski

Nick Ritts and Jeff Perkowski ripped me off also. I cashed in my 401K plan, paid penalties to save my house and they did absolutely nothing for me. I saved my house on my own. I want my 401K money back. I will spend the next year slamming their names all over the Internet if I don't see anything. Home

sunday
Mar 14, 2012

home mortage negotiator

same thing here took money did nothing. I just baled my house out of foreclosure took my 401 to do it, if anyone finds these lowlife's let everyone know so we can get these scum bags. i called wjr john McMulloch has been fired, I'm guessing he was in on this scam.

dawn1964
Mar 14, 2012

refund

Wow, just got off the phone with Brad Patrick about my loan modification that they have supposedly been working on since Sept. 2011. Not behind on my house payments just wanted to extend the term of the loan because my house is totally underwater probably 50% of value from a few years ago and lower the interest rate. Was sold the bill of goods "your situation will be easy and take 3 months time". Well, it is now March, 2012 and still have no modification. Was initially working with L. Purpura who left the company. Then Paula last name starts with a R who no longer works for the company. Now, my new contact is T. Purpura. Really it is not like the last name is Smith. Bottom Line: according to Brad there has been so much work done on my case when I inquired about a refund. Seriously, spoke to my bank and in the notes I have spoke to the bank more often since Sept. 2011 than HMN has. I was told that HMN would contact me when my file was updated by the bank. BUYER BEWARE!!

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